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this conference will now be recorded all right welcome all right todays webinar were going to talk about commercial coverage parts i call them coverage parts periodically since your test goes a little crazy with that thesaurus they call it modules all right so commercial coverage parts are commercial coverage modulars um buying one coverage one coverage part is a monoline policy buying two or more would be a package or modular policy you might see on your exam okay so these are the different coverage parts that you can get on your commercial package policy typically we start off with property coverage if you own a building you definitely want coverage for it uh instead of saying theft coverage in the business world we call it crime coverage now very similar to the theft associated with your home policy except this is with a business you have liability associated with your home or your dwelling and its optional on the dwelling its also optional for a business and its called general