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hey guys welcome to this video my name is john watts im a consumer protection lawyer i want us to look at a bill of cell and assignment now some of these are longer some are short like this but most all of these are only one page long so this happens to come from a calvary and citibank bill of cell but theyll be very similar so youll see this when youve been sued by debt buyer and they typically will attach this type of document this bill of cell to the lawsuit so what does it mean because they say this is the proof this is all thats needed to show that yes we the debt buyer calvary in this particular case could be midland portfolio jefferson capital but we bought the debt so this first paragraph just tells you okay bill of sale assignment dated october 25th is by citibank and then we have it going over to calvary spv1 llc okay so that doesnt tell us a whole lot but it says for value received and subject to the terms and conditions terms and conditions of what of the master purch