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hey everybody drew here i am here again with my good friend rex um rex thank you again for you know hopping on and um sharing your knowledge for this video yeah thank you for having me i love this collab lets just put out some good information and some good value bombs yeah man so yeah today is um this video is going to be a great one you guys are going to be talking about deposits um this is something i get asked all the time and it is very very important this can make or break your business and um rex has a really really good he has a bunch of good points on this so um rex if you dont mind um when we first talked you mentioned that you dont call or you dont can you explain the difference between calling a deposit a deposit versus calling it a retainer and why that is important yeah absolutely and were going to get into that but before we get into that i just want to put out a disclaimer number one im not a lawyer i have a background in business this uh this video is primarily