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youre cruising along youre staying on budget youre meeting your financial goals and suddenly life happens [Music] Financial setbacks can derail your budget and drain your emergency fund so what are the most important steps you should take to recover financially and recover quickly in case you dont know us Im hope and Im Larry and this is under the median where every week we talk about practical frugality now we have specific steps in mind that we think you should take and that we take whenever something unexpected happens but wed love to hear from you in the comments section what do you think is the number one first step that you should take when the unexpected happens and youve had to dip into your emergency savings so what do we mean by an emergency or a financial setback were talking about things like you lose your job you get into a car accident or maybe you have a major medical issue that comes over the horizon so what do we think the first step is you should take that fi