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In this tutorial, the speaker discusses renting to own agreements and highlights several concerns. As a lender, they express skepticism about entering such agreements due to frequent issues. These arrangements are often marketed to those with poor credit, suggesting that rental payments can contribute to a future down payment. However, the speaker warns that many aspects can go awry, especially in the presence of potential scams. They emphasize the importance of distinguishing between legitimate sellers and fraudulent operations. Even with legitimate companies, specific requirements must be met for rental payments to qualify as a down payment. Caution is advised in these arrangements.
