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hey yall jen hernandez Loan With Jen. So today we are with Luisa of Deason consulting services it is a credit restoration company and you do not want to miss this whats the difference between restoration and repair well be right back okay were back so what is the difference between credit restoration and credit repair I have the expert here right now Louisa tell us so the difference is repair and restoration restoration is actually a farmer legally aggressive processing okay which we dispute all three credit bureaus at the same time not one at a time so then what is repaired just patching it or what repair sometimes people can get caught up in theres like a 30 day fix or thats a man that they can get something fixed in 30 days and illegally speaking restoration means we get attorneys involved there is a legal under the Fair Credit Reporting Act of 1971 there has to be a response in writing by the credit bureaus as a way of response to the dispute let