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In this video tutorial, the presenter explains how to read a Certificate of Liability Insurance (COI), specifically the 25 form, which can often be confusing for policyholders, certificate holders, or additional insureds. The COI serves as a summary of the liability insurance coverage provided by the policyholder through their insurance agency or company. The video guides viewers through the key elements of the 25 form, emphasizing the importance of understanding what information it contains. It encourages viewers to start by identifying the title at the top of the document, which indicates it is a Certificate of Liability Insurance. The presenter promises to highlight essential details to look out for within the form.