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The video discusses the growing popularity of the loan assumption process, particularly due to higher current interest rates. Buyers may find existing loans more attractive as they could offer better financing options. The team emphasizes the importance of asking sellers if their current loan is assumable, as this could potentially lead to better sale prices. Key steps to consider before assuming a loan include understanding the timing of the process, which the team found to take about 45 days from start to finish. The discussion is sparked by a recent loan assumption they worked on for a building in Orange County.
