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hey lets talk about overhead and proper real quick Ive if you dont have a copy of the ultimate opening statement that I put out there go ahead and go to Clint delegates comm get signed up for the mailing list well get one out to you and the overhead and profit white paper from exact where those two tools Ive been using with great success lately on getting overhead and profit legitimately on claims and and why do we even have to talk about this when I started in 1995 we had overhead and profit didnt matter if it was cleaning roofing even emergency services were doing mitigation and overhead in profit because we were a contractor and thats just what it was and then somewhere in the late 90s early 2000s that went away well why did it go away Im here to tell you it went away because we let it somewhere along the way someone said Allstate probably started it and said you know what we dont think you should get overhead and profit and they started coming up with all kind of BS reaso