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the infinite banking concept cost recovery strategy video three now this is the life insurance illustration were using to fund the bank for the business owner in the scenario i gave you its a 35 year old male hes depositing 50 000 into his policy his bank and in year six you see it going down to 18 000 and then in year 16 going down to 17 000. these are the guaranteed cash values these are the cash values with dividends you see them going up every year and you see a death benefit we need to have a death benefit to meet irs guidelines ill explain this a little bit more in detail in a couple of minutes but i want you to look at something very important here folks now heres where you really need to concentrate because this is incredible look at the cash value here at the end of year five its 232 thousand dollars remember that that number two hundred thirty two thousand just a little over two hundred and thirty two thousand dollars now lets go back a couple of slides and look at end