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you so youre under contract and youre really excited about your new home however youre a little bit worried about what could happen to take somebody from being pre-approved to being denied for their mortgage loan were going to talk about eight of the common reasons that people are denied in underwriting and possibly at risk of losing their earnest money if they dont have a finance contingency or if they dont find out in enough time and their finance contingency expires so i want you to be mindful of these eight things before you go under contract im shahida hill getting you over the hill to home ownership and helping you confidently buy your first home lets get into the eight items that i want you to be mindful of number one is a big one i havent had a lot of people denied in underwriting and under contract but if they have been denied its been because of this employment changes or the inability to verify employment so lets talk about employment employment is how youre goin