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so welcome back to mastering disasters 101 im john millish this is charlie melish and were at another job site that were working on this was another uh insurance claim this was a fire and this particular house had an electrical fire and charlie is running this job he put this estimate together working with the insurance company charlie wont you tell us a little bit about how we got to this point with this home well uh just backtracking a little bit uh the insurance company had referred us to the homeowners and the homeowner selected us uh to rebuild this house well actually we this house was burnt down to the ground uh the foundation uh as well had to be replaced the engineers determined that the uh foundation was compromised from the fire so uh thats how we started we put the s i put the estimate together uh submitted it to the insurance company and basically they agree with my scope and dollar amount and we started the job again this was a line by line estimate line item thats