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John Mellor share one of the owners of Mellish consulting partners and a developer of our training program master disasters 101 in these short video series that were doing were going to have questions and answers from contractors that have asked Lenny and I about our program and how things work weve met a lot of these contractors over the course of doing seminars around the country so what were going to start with is how can contractors who work in the disaster and insurance restoration field make money with the overhead in the profit the percentages that the insurance companies normally set now insurance companies generally set the overhead and profit level for their claims in most places in the country its ten and ten ten percent profit ten percent overhead but it can go as high as fifteen in ten cumulative now theres two reasons why we can make money with that profit and overhead the first one is most of the time we will land and insurance restoration contractors will land ab