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good Echo investors discussing real estate f action and non-efficient real estate markets interest rates are up real estate should be down 25 and I will show you here an example of an efficient housing market which is Sweden interest rates in Sweden like in Europe and in the US have been zero and now those have jumped from zero to above two percent like everywhere approximately however the housing market in Sweden has fallen 25 percent that is insane and the bigger Insanity here is that it hasnt happened in Europe and in the US also in the Netherlands interest rates and mortgage costs have gone up the real estate market just slowly slowly slowed down but here it should have crashed 25 percent Why didnt it well discuss in a second mortgage costs in the U.S have gone up insanely from three percent just a year ago to six percent so if you want to buy I dont know a 500K house before it would cost you 2 000 per month now it would cost you three thousand per month so home prices should