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All right. Welcome everyone. And thank you for joining me today. Were going to get started now with the Thrift Savings Plan Updates and Overview. My name is Randy Urban, and I am a TSP Training and Liaison Specialist here at the Federal Retirement Thrift Investment Board. And if youre not familiar with that, thats the agency that oversees that their savings plan thats their sole purpose is to oversee the plan. Just a quick little disclaimer here. I wont read it word for word to you. But the I work as a part, like I said, as a part of the education and outdocHub division here at the FRTIB, which is the agency that oversees the thrift savings plan. And the presentations are intended for educational purposes only and should not replace independent professional judgment. In other words, we cant endorse third parties products, services. I cant give advice. My job is to educate and inform and help you understand the plan. And in this case, if youre an HR, payroll specialist, somet