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welcome students to the last chapter of insurance law in fact we are going to deal with three chapters ive consolidated the chapters and try to simplify it and you know uh encapsulate it in the best possible manner just to remind you what we learned during the last class just to set the perspective the last class we spoke about insurance contracts being being a special kind of contracts we spoke that we spoke of insurance contracts being indemnity contracts they said that in case of life insurance policy indemnity clause does not find its place in a life insurance policy contract we discussed also about insurance laws in international perspective we learned about the laws in uae that is the united arab emirates we learned about the laws in the sultanate of oman we learned about the laws in spain in uk and so on im sure it was interesting to learn about different laws pertaining to insurance in different parts of the world however you have learned last class that the basic idea and t