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when youre terminated your employer actually has to give you time legal advice so no you will not lose your entitlements if you dont sign on the spot in fact you shouldnt sign on the spot you should take your package and your employment agreement and you should review them by an employment lawyer to tell you what your entitlements really are if you sign or if your employer makes you sign these documents before you leave speaking with an employment lawyer is still important because that lawyer may be able to set aside that full and final release and continue the negotiations as if nothing happened you