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all right we are getting going here and well just uh wait for another minute or so um until everyones popped in uh see a few there already so welcome here um were gonna be working right away getting started right away on understanding shareholder loans so i will wait another 10 seconds and then we are ready to begin all right awesome uh thanks everyone for joining us hope your audio is working and your and your visual is working and all that stuff we are talking today about understanding shareholder loans and we titled this one take the money and run and thats because thats what we see happen every now and then so uh i am everett dirksen uh with me here is caitlyn shes helping me moderate on the back end and so if theres any uh technical things any issues we we have to work through shes gonna help me out with that and itll all go super smooth thanks for joining us today lets dig right in uh because i want to respect your time and make sure you get what you need out of this t