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In this video tutorial, Patti discusses strategies for managing debt. She recommends first reducing expenses and increasing income through selling items or taking on additional jobs. If expenses are already minimized and income is maximized, she suggests seeking debt restructuring from a bank. Patti illustrates this with an analogy of a large family in a spacious house that becomes unaffordable to maintain. They decide to restructure by closing off two wings of the house and moving everyone into the main building, which may be cramped but allows them to manage expenses better. The focus is on finding practical solutions to alleviate financial burdens.
