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This video tutorial discusses income replacement coverage for tradespeople who sustain injuries, such as a broken ankle, preventing them from working. In Canada, all provinces provide insured motorists with income replacement benefits after establishing eligibility. This coverage allows individuals to recoup income losses on a weekly basis for up to two years. Additionally, Ontario offers the option to upgrade certain benefits, including income replacement, enabling individuals to receive more than the standard weekly amount in the event of an automobile accident that incapacitates them. This assurance helps tradespeople maintain financial stability despite their inability to work.