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This tutorial demonstrates how to create a yo-yo, also known as a debt acknowledgment form, in two minutes. First, access the video description to select a suitable format for your computer (DocHub, PDF, Microsoft Word, or rich text). After choosing DocHub PDF and saving it, open the file. The form includes fields for the debtor's name, creditor's name, the amount borrowed (in both numerical and verbal formats), and date. Once completed, sign the form, and consider having a witness sign as well. This one-page IOU form can be downloaded for free from free downloads.net. Follow these steps to edit and print your IOU form.