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In this video, Lee Pearlman discusses seven common dirty tricks used by insurance companies in personal injury claims. The first tactic involves quickly offering a settlement, often significantly below fair value, to claimants. Statistics indicate that individuals who settle early can receive up to 400% less compensation compared to those represented by an attorney, who understands the full scope of damages—such as medical expenses, lost wages, and pain and suffering. Pearlman emphasizes that these early settlements may not account for necessary medical treatment or other critical factors related to the claim.