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hi Im Alice to pazo vice president and insurance agent here at deposit associates insurance and today were going to talk about replacement costs when youre comparing homeowners insurance quotes replacement cost is something a lot of people have confusion about because it can be pretty expensive especially here in the state of Florida replacement cost is basically the cost to replace rebuild or you know basically get a new of the structure or contents that you had so if you have a mattress per se and the mattress is 10 years old it was five hundred dollars when you bought it um theres a fire you need five hundred dollars to replace it unless you have replacement cost youre not going to get those five hundred dollars so let me explain the standard homeowners policy will cover replacement costs for the building so as long as you have sufficient limit if long as you have enough limit to rebuild your building theyre pretty much going to provide you the money to buy the materials and
