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in this discussion we will discuss the discussion question of describe the characteristics of an installment note so if we see a discussion question or essay form or accounting information and accounting courses visit our website at accounting instruction dot info question like this were talking about an installment note so first we may want to define what a note is we may not know installment note we may think well how am I gonna get started here well at first we can define a note if were talking about an installment note then the note will probably be some form of it and probably that could be picking up some points so when were taking a note were basically talking about a loan this could be a note payable that were gonna have here so a note is gonna be some type of promise to pay so when we take a loan typically out from the bank what were trying to do is finance the company so were looking to get money for taking out a $100,000 loan were gonna get the hundred thousand cash