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so now lets talk about employee retention credit so let me give you a quick summary of the the payroll related things since the pandemic so there are three things payroll related and the payroll is called the payroll deferral thats one thing that cares acted what is that that is for you to defer employer portion of social security and defer them to 2021 and 2022 okay because they say that you dont have to pay that taxes hold it and you can pay it in 2021 for 50 of that one and then 2022 for the other 50 percent so thats a payroll deferral and the payroll cred a payroll holiday payroll holiday is something that trump did for the executive order if you remember and he said that the employee dont have to pay social security and they can hold that up and pay it in january of this year so it was out there but literally i have not seen anybody using it because it is just not practical it is an imaginary good deed but its just cannot be put in action its difficult to implement so that