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notice of mortgage payment change what is this and what does a sample payment notice letter look like hey folks my name is chris at hauseit based here in miami florida today were going to talk about this interesting topic especially with mortgage rates and interest rates going up generally many of you who are home homeowners who have a mortgage already may start getting these letters in the mail and itll look like something like this well put a sample up on the screen and im looking at it with you as well so you know itll come from whichever bank your yours is this is just a sample but you know itll essentially be a letter that details what your current interest rate is you can see that in this example here its an adjustable rate mortgage its actually an interest only adjustable rate mortgage meaning that no principal pay down is required typically for these type of ios as theyre called or interest only arms i mean theres a interest-only period for say 10 years and then after