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well hello hey its Jamie here with Rhys homes and its tax season and I wanted to talk to you today about how to read your settlement statement from the sale or purchase of your new home so that you can take advantage of the greatest number of tax exemptions and deductions possible so when we look at this redacted statement we can first of all note that weve closed at the end of July of the year and when we looking at these statements that want to point out that if youre the buyer pay attention to the blue boxes if youre a seller pay attention to the red boxes and the first and probably the most complicated way or a complicated item to look at in the settlement statement is the distribution of the proration of property taxes now its important to know that property taxes are due and payable to the county in April and October and when this transaction closed which was at the end of July of this year the seller had not quite paid the taxes for the year right there they were gonna wai