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is a mortgage company holding on to your insurance claim check this is mostly for contractors in the insurance restoration space but its also especially valuable and useful for property owners this is a good one right here like i cant believe i havent already made a video on this [Music] topic okay mortgage company insurance checks so the first thing youve got to understand about this topic is if your client or if youre the the client the property owner if the property owner has a mortgage on the property most of the time in that mortgage in the the terms of that mortgage it specifies how insurance claims are handled and also how insurance policies are handled so you have to understand that if theres a mortgage company and they have a docHub stake in the property as far as equity goes then theyre most likely going to require the property owner carry a certain amount of property and casualty coverage on the property of course it makes sense as to why right like if the proper