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economics have studied for a long time financial incentives and understand that they can have predictable ways to shape peoples behavior and decisions but what we now want to go to is an understanding how we can shape behavior with time limited interventions put another way if I pay you to do something you will do so because it is in your financial benefit for a while but what happens if i take this reward away will you continue to do it or will you relapse to your prior behavior we now know that there are ways to design these incentives that keep you on that path of behavioral change even though financial incentives have been removed a key application of these time limited financial incentives is now in the health domain the Affordable Care Act now gives a legal background that has shaped many decisions both inside insurance companies but independently inside organizations where they use financial incentives to help their employees to make healthier decisions and here the key challen