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- Hi, Im Ernie. - And Im Ben. - And this is Budget Nerds. (gentle music) - [Announcer] It was all in your mind. - You are not alone. - No, you are not. Welcome back to the show friends. Today, Ben is doing a deep dive into his categories. So two weeks ago it was my turn to go through all of my categories, my groups, and now were gonna be handing it over to Ben. But first, Ben, I have an update for you. - Oh. - So when we were going through my categories, remember I had some questions or maybe some hesitancies or reservations about my reimbursements category. - Right. - You helped me realize I probably dont need that. So I got rid of it. Now, I didnt delete it. - Okay. - I just, I hid it. - Okay. You can bring it back if you need to. - I can always bring it back, but Im starting to run those reimbursement costs through the category where it makes the most sense. And then Im just offsetting that cost with the inflow directly to that category. - Nice. - So I have less split transac