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Jessica Culver, a family lawyer at Dummit Fradin, explains that a separation agreement is a contract between parties during separation, addressing issues prior to divorce. It can cover property division, spousal support, and other matters identified during an initial consultation. This agreement can facilitate a smoother process by avoiding court trials for most issues, although some matters can still be taken to trial if needed. Overall, a separation agreement is an effective means to resolve disputes amicably without extensive court involvement.