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A web or graphic designer retainer agreement is a contract between a design specialist and their client that outlines the terms of services, including upfront payment. Using a retainer agreement in web and graphic design offers benefits such as guaranteeing the service provider's availability and assisting with upfront costs. The retainer may cover part or all of the total estimated service charge. If additional time is required to complete the tasks, the client will be billed for excess costs. Unused funds from the retainer should be returned to the client unless the agreement states it is non-refundable. The contract should at least include the names of involved parties.