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HIPAA, or the Health Insurance Portability and Accountability Act, allows individuals to authorize healthcare providers to release protected health information (PHI) to third parties under federal privacy rules. Generally, healthcare providers cannot disclose PHI without patient or agent authorization. HIPAA safeguards an individual's past, present, or future physical or mental health conditions, healthcare provisions, and payment-related expenses. An authorization must specify key elements, including the purpose for information use or disclosure, a description of the PHI involved, the authorized individual for the disclosure, and the recipient of the information.