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In this tutorial, you'll learn to write a yo-yo, also known as a debt acknowledgment form, in just two minutes. Start by visiting the video description to choose the format that suits your computer, such as DocHub PDF, Microsoft Word, or Rich Text. If you select DocHub PDF, download it to your computer. The form includes sections for the borrower's name (the debtor), the creditor's name (the lender), the amount borrowed, and the date (both numerical and verbal). After completing the form, sign it, and consider having a witness for added validity. This is a simple, one-page IOU form available for free download.