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several years ago i had a client who had a car she would file chapter 7 bankruptcy the creditor was indicating that if she did not sign the reaffirmation agreement they were going to come pick up the car and so she didnt want to take a chance of losing the car and she had the sufficient income to support the payment and she decided to go ahead and voluntarily sign the reaffirmation agreement a couple weeks went along and the engine went out in her car and i received a phone call about is it too late ive changed my mind what are our options and today were going to talk about what was the thought process how we went about and couldnt we cancel the reaffirmation agreement [Music] hi im scott adams an attorney in alabama and if youre new to my channel welcome thanks for checking it out if you havent already hit that subscribe button and the notifications bell so you dont miss any of our upcoming videos this is sort of a pitfall if every affirmation agreement is signed because ther