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To start or change your direct deposit for Social Security benefits, log into your My Social Security account. Click the blue "Benefits and Payment Details" link, then select "Update Direct Deposit." Specify if you are the account owner or co-owner, enter your bank information, choose the effective date for the changes, and proceed to the next step. Review and verify your information, then submit. Your request will be completed, and your information will be securely updated. For assistance, contact the hotline at 1-800-772-1213 and say, "Help Desk." Visit SocialSecurity.gov for more online services.