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its brian preston the money guy tim g said the money guy net worth tool oh love it hes already started by the way if you want your money guy net worth tool go to learn.moneyguy.com its the net worth tool that we use every year to prepare our net worth we have a customized dashboard to keep the most important information right in front of you learn.moneyguy.com this is what tim asked the money guy net worth tool has my tax deferred bucket at 66 percent while tax-free is at 33 so two buckets it sounds like unless he has uh one percent in the after tax now im 47 and i make a hundred thousand dollars plus is my retirement too slanted towards tax deferred to the point i will get hammered in taxes at retirement so hes 47 hes in that 40s that we talk about and hes starting to think about his tax buckets like is he does he have a problem should he start rethinking about this what thing should he think about to kind of go into it well i i love tim askss question because its so interes