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[Music] good morning distinguished ladies and gentlemen good morning distinguished ladies and gentlemen its my pleasure to welcome each and every one of us to the training program organized by ixan the institute of chartered secretaries and administrators of nigeria on the theme corporate governance and succession planning for family businesses and ngos we welcome each and every one of you so this training of today tuesday 24th august 2021 like we usually do wed like to just briefly intimate us especially those who are attending our training for the first time via zoom i just want to inform you that your mics have been muted and that this training session is for three hours 30 minutes and therell be time for question and answers so your mics have been muted by default and will ask please that you do not unmute until its time for question and answer in the course of the presentation of today it will give opportunity for questions and you can also indicate via the question icon if yo