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today were going to be talking about personal loans i get a lot of d about personal loans so guess what were talking about upgrade [Music] [Music] um [Music] so we talking upgrade now i want yall to know if you have a credit score between 6 30 and 6 70 this is a loan for you would i apply for it no because i have excellent credit but if you were in the phase of rebuilding your credit this is a personal loan to get now they pull from transunion now it will be a soft pull is only a pre-approval until you accept it once you accept this personal loan at that point it will be a hard pull but for the pre-approval it is a soft pull so at that point you will have to decide if you want to move forward with this loan or not so right above you can see itll say how much you need two thousand three thousand five thousand ten fifteen twenty thirty forty fifty it goes up to fifty thousand dollars now my opinion i wouldnt ask for fifty thousand if i have a 640 credit score just to keep that in mi