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say this guy in the blue car is you right you just got back from trader joes its been a good day youre getting ready to get out of the parking lot right you back out and youre about to leave and boom the scary thing is that its very possible that that could be you the whole car insurance industry is built off of this one statistic that effectively the average driver will file a claim for a collision once every 18 years obviously this does not apply to my grandma in new york who basically never drives but it does apply to pretty much the average driver if you drive a decent amount it probably applies to you as well the process is pretty simple the first thing were going to do is basically identify the one to two best providers step two is basically understand the seven areas of insurance coverage and then step three get the two quotes compare and buy and in this video im also going to cover some extra pro tips that i found really useful okay first things first when youre buying