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In this video tutorial, Lee Pearlman discusses the seven most common tactics insurance companies use in personal injury claims. One key tactic is quick settlement offers, which often aim to minimize payouts significantly—studies indicate settlements can be under four hundred percent less for those who settle without legal representation. These early settlements typically do not account for essential factors such as medical treatment, lost wages, and pain and suffering. Pearlman emphasizes the importance of being aware of these tactics to avoid being taken advantage of by insurers.