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Youre filling out a mortgage application, and you come to the part where ask for your social security number. Little stressful, right? Its not. Im here to tell you why. My name is Jeff Williams, Youre watching The Haven mortgage articles. Your social security number, is a unique identifier to you. Most situations, I probably wouldnt just hand it out. That being said, on a mortgage loan, We do need it, and here is why. So first and foremost, its crucial to have a financial understanding of our clients. So what we do, is we pull your credit. The credit gives a great overall picture for, how youre paying your bills, what lines of credit do you have, do you have another mortgage, how many cars do you own, and are you paying all your bills on time? So, thats the reason that we pull your credit right off the bat, gives us an excellent financial understanding of who you are, as a person at a glimpse. So, depending on the different credit scores that you have, youre going to qualify