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[Music] [Music] i really appreciate tuning in today were going to talk about uh the realtor code of ethics article 10 specifically the recent changes that were made to article 10 by the national association of realtors ive got two very special guests with me today uh to join in on this conversation and to give us uh their oversight and insights into this realtors matt defanus and todd beckstrom matt is the co-owner of re max realty associates in champaign illinois matt was the 2020 chair of the nar professional standards committee todd beckstrom is a top producer with era wilder realty right here in south carolina hes based in columbia and was recently inducted into the era hall of fame congratulations todd he serves as a member of the scr board of directors and also as a member of the nar board of directors as well and todd also served on the nar professional standards committee under matts chairmanship last year so last summer as racial injustice made headlines across the country