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you dont have to worry about whether youre doing the quote unquote right or wrong if its working for you and its making you happy then maybe its the right thing to do there is no one right answer in finance in investing like we know its not intuitive for people but this is an Endeavor where you might Morgan household here today Morgan household author of the psychology of money no wonder its an international bestseller when he was a child and his refrigerator was empty and his mom had three dollars to her name and he said look three dollars is not going to fill the refrigerator its not going to make a vent but three dollars will buy you three lottery tickets that will give you the potential to fill the refrigerator by far the biggest problem for new investors is not understanding how much time is needed to put the odds of success in your favor if you want to break it down like the simplest terms live below your means save the difference invest for the long term and be Diversifi