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Lee Pearlman discusses the seven common dirty tricks that insurance companies use in personal injury claims. The first trick is a quick settlement offer, which is often much lower than what victims could receive if represented by an attorney. Studies indicate that settling early can result in significantly reduced compensation, failing to account for medical expenses, lost wages, pain, suffering, and other relevant factors. Pearlman emphasizes that these tactics are designed to minimize payouts to injury victims, highlighting the importance of legal representation to secure fair compensation.