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In this tutorial, Lee Pearlman discusses seven common tactics used by insurance companies in personal injury claims. The first tactic involves settling quickly for a significantly low amount, often just pennies on the dollar. Studies indicate that individuals who settle rapidly without legal representation can receive up to 400% less than those who are represented by an attorney. Quick settlements typically fail to account for necessary medical treatment, lost wages, pain and suffering, and other critical factors in the claim. Pearlman emphasizes the importance of being aware of these tactics to avoid detrimental financial outcomes in personal injury cases.