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- [Jeremy] Hey, this is Jeremy from Shine Insurance and today were going to talk about roof claims. Generally, thats wind or hail damage to your roof. Weve got a ton of it going on in my area right now. I deal with clients every day that are experiencing these kinds of claims. So I wanted to create a video that just walked through it for you and helped you to understand your insurance policy and how it would respond. Whether youre experiencing a roof claim right now or whether you just want to be prepared for when one happens. So lets get this going here. Lets talk about first, what we will learn. So were going to talk first about why insurance companies have different rules for your roof than for the rest of your house. Its actually set up in kind of a different way. And then well talk about the three types of roof coverage. The first being the best and thats Replacement Cost. The second, a little bit lesser, is Actual Cash Value. And the third, that you really hope you don