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all right everybody I wanted to make a quick video about how to get rid of mortgage insurance because I get a lot of questions about this and theres a lot of different ways to do it but theres one thats really the best way so keep in mind on FHA Loans your mortgage insurance is stuck until you refinance I dont loan except for a few small exceptions so really talking about conventional loans only here VA loans dont have mortgage insurance so you dont have to worry about that at all so on conventional loans the theory is once you own 20 of your home you no longer have to pay mortgage insurance mortgage insurance really is in place to protect the lender in case you default on their property so on top of getting the house as collateral they would get some type of insurance premium payment from the mortgage insurance company but once you get to that 80 percent after youve been making payments over time you can remove your mortgage insurance so Im going to share my screen and were g