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youre going to learn how to remove a bankruptcy from any credit report in less than 60 seconds number one go and get your credit report from either identity IQ my score IQ or smart credit and the links are down in the description number two scroll down to public records number three check out the court name it should only be reported as U.S bankruptcy court city state if it says U.S bankruptcy court it is inaccurate if it says usbk rpt CT it is inaccurate if it says Federal it is enact if it says Federal dist it is inaccurate if it says U.S dist CT it is inaccurate if its anything other than U.S bankruptcy court city state its inaccurate and you can use this to remove any bankruptcy from a credit report just the same as I do for my own clients