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In this tutorial, Lee Pearlman discusses seven common dirty tricks employed by insurance companies in personal injury claims. The first tactic is to propose a quick settlement when it's evident that another party's insurance policy is involved. This initial offer is often significantly lower than the true value of the claim, sometimes as much as 400% less than what an attorney would negotiate. Quick settlements typically fail to account for critical factors such as medical treatment costs, lost wages, pain, and suffering. Pearlman emphasizes the importance of having legal representation to ensure fair compensation.